OneMain Financial Payday Loans Review - Fredericksburg, Virginia

4.3 20 reviews

Loan agency in Spotsylvania County, Virginia

Organization owner?

9815 Jefferson Davis Hwy, Fredericksburg, VA 22407, USA

7 years in business

+1 (540) 786-7472

www.onemainfinancial.com

Friday

9AM–5:30PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–7PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you see the feedback of our customers.

Very efficient and personable staff.

Evangeline Kohler III

The fastest and easiest experience I have ever had.

Alejandra Adams

Don't get me wrong Springleaf is a great place.

Bell Kub

I have to say the People and service at Sun Trust in Warrenton are great .

Mitchell Brakus

Very unprofessional and makes me want to move my money to a better bank.

Prof. Coy Rutherford V

She always has a smile on her face and works well with every customer.

Dewayne Howe

All around great experience each year.

Eugene Yost

💕 Love this location and business...completely recommend it!

Veda Macejkovic

I love that he explained everything thing to us.

Myrl Schinner

Pay Attention

Further there will be shown the details about not a certain lender. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Fredericksburg, Pennsylvania

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Fredericksburg, Pennsylvania is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

6% APR small loan cap

How will OneMain Financial help take out a loan in Fredericksburg, Pennsylvania?

24/7 operation. Such Internet services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Fredericksburg, Pennsylvania. They estmate many other factors before taking out a payday loan. One of them is solvency. This is a way to improve your credit rating.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Fredericksburg, Virginia

C&F Bank

3490 Lauderdale Dr, Richmond, VA 23233, USA

+1 (804) 364-6200

www.cffc.com