Welcome to Our Online Loan Referral Service

1 reviews

305 S Railroad Ave, Galax, VA 24333, USA
+1 (276) 238-4637
www.self-help.org
Sunday
Closed
Monday
9AM–1PM, 2–5PM
Tuesday
9AM–1PM, 2–5PM
Wednesday
Closed
Thursday
9AM–1PM, 2–5PM
Friday
9AM–1PM, 2–5:30PM
Saturday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Self-Help Credit Union?

Here you get acquainted with the reviews of our clients.

The cash advance is transferred easily and quickly. There is a minus - a great interest rate when paying back a loan.

Mrs. Kenya Langosh I

I trusted Self-Help Credit Union when it was necessary to get a payday loan. I filled in an application quickly. No issues.

Ms. Catharine Ankunding IV

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to contact Self-Help Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Kavon Jacobson

Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Galax, Virginia

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

It is easy and quick to take out loans in Galax, Virginia. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Self-Help Credit Union help take out a loan in Galax, Virginia?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Galax, va will estimate other aspects like solvency and approve a loan. This is a way to improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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