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Feedback about Self-Help Credit Union?
Here you get acquainted with the reviews of our clients.
The cash advance is transferred easily and quickly. There is a minus - a great interest rate when paying back a loan.
Mrs. Kenya Langosh I
I trusted Self-Help Credit Union when it was necessary to get a payday loan. I filled in an application quickly. No issues.
Ms. Catharine Ankunding IV
It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to contact Self-Help Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.
Kavon Jacobson
Pay Attention
Above there are details about a definite lending company. Below every user may grapple with the essence of payday loans.
Payday Loans in Galax, Virginia
The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.
It is easy and quick to take out loans in Galax, Virginia. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will Self-Help Credit Union help take out a loan in Galax, Virginia?
- Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with personal data. It will take several minutes to process the form. The money are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every client should fill in the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Galax, va will estimate other aspects like solvency and approve a loan. This is a way to improve your credit history.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Galax, Virginia
Kroger Money Services
1510 Eastridge Rd, Richmond, VA 23229, USA
+1 (804) 288-2730
moneyservices.kroger.com
Edward Jones - Financial Advisor: James U Imoh
13 W Piccadilly St, Winchester, VA 22601, USA
+1 (540) 722-0767
www.edwardjones.com
Atlantic Union Bank
134 W Main St, Orange, VA 22960, USA
+1 (540) 672-7860
www.atlanticunionbank.com
Prime Lending
645 Rappahannock Dr, White Stone, VA 22578, USA
+1 (804) 435-8705
www.primelending.com
