Welcome to Our Online Loan Referral Service


1099 E Stuart Dr, Galax, VA 24333, USA
+1 (276) 238-1300
firstcitizens.com
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank ATM?

Here you see the reviews of our customers.

Well organized and established facility.

Andreane Huel III

She answered all my questions and made filing easy.

Paige Altenwerth

Dawn was very kind and patient with me when explaining things to me.

Ms. Reyna Altenwerth

My only complaint is that they more than tripled the price this year!!!!!

Rigoberto Towne DDS

Very professional people to work with.

Mable DuBuque

Lousy customer service.

Dr. Jaime Doyle

Always shows great customer service and gets things done in a timely manner.

Rosella Mertz

They are amazing Kay is there best one at this location.

Miss Laurence Hill Jr.

Professional, knowledgeable and pleasant to work with.

Mrs. Alessia Becker DVM

I've been a customer for 11 yrs and I keep coming back because of the people.

Celestino Bogan

A new gentleman, Devon, I had the honor to work with this year..

Buddy Johnston

Great customer service and friendly people

Dr. Name Zieme DDS

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Galax, Virginia

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Galax, Virginia is taken out easily and fast. The interest rate is defined depending on the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank ATM help issue a payday loan in Galax, Virginia?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Galax, va will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Galax, Virginia

Eastman Credit Union ATM

1 Food City Cir, Abingdon, VA 24210, USA

+1 (800) 999-2328

www.ecu.org

Woodforest National Bank

2448 Chesapeake Square Ring Rd, Chesapeake, VA 23321, USA

+1 (757) 488-3644

www.woodforest.com

ACE Cash Express

12917 Jefferson Ave Ste J, Newport News, VA 23608, USA

+1 (757) 875-5700

www.acecashexpress.com

Apple Federal Credit Union

4201 Old Bridge Rd, Woodbridge, VA 22192, USA

+1 (703) 788-4800

applefcu.org

Benchmark Community Bank

1500 W Virginia Ave, Crewe, VA 23930, USA

+1 (434) 645-8444

www.bcbonline.com

Assurance Financial-Richmond

3957 Westerre Pkwy Ste 140 Ste. 140, Richmond, VA 23233, USA

+1 (804) 256-2933

assurancemortgage.com

Bank Of Charlotte County

101 Berkley St, Phenix, VA 23959, USA

United Bank

624 Chicago Ave, Harrisonburg, VA 22802, USA

+1 (540) 564-0057

www.bankwithunited.com

Edward Jones - Financial Advisor: Charlie Abercrombie

725 W Main St, Danville, VA 24541, USA

+1 (434) 799-8800

www.edwardjones.com

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