1st Advantage Federal Credit Union Payday Loans Review

3.9 14 reviews

Organization owner?

6511 George Washington Memorial Hwy #3754, Gloucester, VA 23061, USA

+1 (757) 877-2444

www.1stadvantage.org

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about 1st Advantage Federal Credit Union?

Below you get acquainted with some of the testimonials of our customers.

Kudos to a great team!

Bernadine Stokes

This business has mastered the art of subtly screwing over the customer.

Maudie Raynor

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Gloucester, Massachusetts

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is hassle-free and fast to get accepted for payday loans in Gloucester, Massachusetts. The interest rate will be set specifically for each consumer and will depend on the personal details the person provided.

APR

23% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments in good time.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.