Welcome to Our Online Loan Referral Service

3.8 6 reviews

347 Woodland Rd, Hampton, VA 23669, USA
+1 (757) 728-1221
oldpoint.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1996-07-06

Mailing Address

Company Name

Contact Data

What people think about Old Point National Bank?

Below you see some of the reviews of our clients.

Wasted too much efforts with this lender. They charge sky high rates! Unhappy

Ms. Emely Hermann

The website does not work so I can not apply for the money…

Casimir Franecki MD

I borrowed $600 for a period of 2 weeks. In the end, I had to pay twice as much with all the fees charged.

Keshaun Bartoletti

Seems a fraudulent company. They ask for too many personal information. I think it’s risky to submit such information [online|on the Internet. You’d better find another lender.

Dr. Misael Torp V

Important

The previous three items charactirize a peculiar company. But below you can read general information about payday loans.

Payday Loans in Hampton, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans may seem like an easy and speedy solution to a short-term problem in Hampton, New York. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few things.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit history an increased chance to get accepted for such loans. A payday loan may be the only option available for some clients to help them out of fix. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments in good time.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 10 seconds to become informative even before applying.

APR Calculator

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