Welcome to Our Online Loan Referral Service


890 W Market St, Harrisonburg, VA 22801, USA
7 years in business
+1 (540) 434-5911

What people think about Valley Finance Services Inc?

Below you find some of the reviews of our clients.

Valley Finance Services Inc seems reliable. At least they have no hidden fees. This was the only company that approved me for a payday loan.

Dr. Foster Christiansen DVM

Valley Finance Services Inc rescued me in a desperate time. They approved me for a cash advance although I had credit issues. The process was easy and speedy. I like their exceptional customer support service and acceptable rates. I will 100% recommend this online lender to my family and friends.

Miss Julianne Kreiger V

I have already applied this company 3 times and I was very pleased with the rates. This is the only day and night service with competitive rates in my town.

Rachael Deckow

I always use Valley Finance Services Inc when it need a payday loan. The application process is quick. No complaints.

Rosalinda Cruickshank

Pay Attention

Above there is information about a exact loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Harrisonburg, Virginia

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Harrisonburg, Virginia is are simple to access. The interest rate is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit rating. Payday loan approvals depend very much on other factors. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Harrisonburg, Virginia

The Freedom Bank of Virginia

11700 Plaza America Dr #110, Reston, VA 20190, USA

+1 (703) 663-2300

www.freedom.bank

Chesapeake Bank Commercial Lending

6421 Canon Way, Gloucester, VA 23061, USA

+1 (804) 654-7661

chesbank.com

Farmers Bank

1119 S Church St, Smithfield, VA 23430, USA

+1 (757) 357-4777

www.farmersbankva.com

Lendmark Financial Services LLC

6719 Fox Centre Pkwy, Gloucester, VA 23061, USA

+1 (804) 210-5013

www.lendmarkfinancial.com

OneMain Financial

1009 Centerbrooke Ln #214, Suffolk, VA 23434, USA

+1 (757) 539-8783

www.onemainfinancial.com

C&F Bank

1400 Alverser Dr, Midlothian, VA 23113, USA

+1 (804) 378-0332

www.cffc.com

U.S. Bank-Bill Chipman-Mortgage Branch Manager

6707 Old Dominion Dr STE 210, McLean, VA 22101, USA

+1 (703) 269-1694

mortgage.usbank.com

Loanmax Title Loans

6900 Midlothian Turnpike, Richmond, VA 23225, USA

+1 (804) 674-6905

www.loanmaxtitleloans.net

Gold Jewelry Exchange Cash Loans

6674 Arlington Blvd, Falls Church, VA 22042, USA

Top