Welcome to Our Online Loan Referral Service

4.8 4 reviews

224 S Main St, Harrisonburg, VA 22801, USA
+1 (540) 442-6776
www.mysummit.bank
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about Summit Community Bank?

Here you see the reviews of our customers.

A small personable bank!

Torey Toy

Great personal service, always friendly to me and my kids.

Jeremie Wuckert

Prompt response and attention is given.

Crystel Johns

I had the opportunity to work with Clifford and Donna.

Jayden Price

Not worth the time I wasted on the call.

Allison Beatty

Pay Attention

Above-defined info offers the details about a certain lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Harrisonburg, Virginia

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to take out loans in Harrisonburg, Virginia. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Summit Community Bank help issue a payday loan in Harrisonburg, Virginia?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Harrisonburg, va will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Harrisonburg, Virginia

TitleMax Title Loans

11225 Midlothian Turnpike, North Chesterfield, VA 23235, USA

+1 (804) 379-9172

www.titlemax.com

OneMain Financial

1057 E Stuart Dr Ste 15, Galax, VA 24333, USA

+1 (276) 236-2974

www.onemainfinancial.com

NextMark Credit Union

4201 Members Way, Fairfax, VA 22030, USA

+1 (703) 218-9900

www.nextmarkcu.org

Farmers & Miners Bank

41526 W Morgan Ave, Pennington Gap, VA 24277, USA

+1 (276) 546-4692

www.farmersandminersbank.com

OneMain Financial

8367 Sudley Rd, Manassas, VA 20109, USA

+1 (703) 335-9196

www.onemainfinancial.com

Fulton Bank

1616 Laskin Rd, Virginia Beach, VA 23451, USA

+1 (757) 228-7548

fultonbank.com

Sharp Personal Loans

2201 Cunningham Dr, Hampton, VA 23666, USA

+1 (757) 379-8132

sharppersonalloans.com

First Citizens Bank ATM

1099 E Stuart Dr, Galax, VA 24333, USA

+1 (276) 238-1300

firstcitizens.com

First National Bank

20865 Timberlake Rd, Lynchburg, VA 24502, USA

+1 (434) 237-7936

www.1stnatbk.com

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