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What people think about Payne's Check Cashing?
Below you find some of the testimonials of our clients.
I applied for the first payday loan in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it early. Love this company for their competitive rates. Other lenders in my city charge sky high interest!
Mr. Bertram Daniel III
Was invited to a gender party but was empty at that time. A friend recommended me to address Payne's Check Cashing. And I did. This was the right decision! Yes, the APR was high but I suppose it’s because I had no credit. In general, The process was fast.
Quinten Fritsch
Recently I had the most unpleasant situation in my life. I suddenly needed $800 to pay for utility bills. This institution assisted me immediately. They were the only lender that approved me for the necessary amount. I sorted out all my problems. I will surely recommend this lender to my family. Best service ever.
Prof. Jonatan Buckridge
Pay Attention
Now you can see general characteristics of payday loans.
Payday Loans in Harrisonburg, Virginia
A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
It is easy and fast to get approved for payday loans in Harrisonburg, Virginia. The interest rate will be set specifically for each person and will depend on the personal data the person provided.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit history can often be an obstacle to obtaining a bank loan. A payday loan can help borrowers who have low credit scores or have no credit score. But we recommend you that as with any loan you should only consider applying for a cash advance if you are sure that you can make payments on time.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Harrisonburg, Virginia
Virginia Commonwealth Bank
10880 General Puller Hwy, Hartfield, VA 23071, USA
+1 (804) 776-1050
www.vcb.bank
Regional Finance
165 Holt Garrison Pkwy Unit 560B, Danville, VA 24540, USA
+1 (434) 441-4195
branches.regionalfinance.com
Edward Jones - Financial Advisor: Troy B Hamilton
500 W Main St, Waynesboro, VA 22980, USA
+1 (540) 943-7848
www.edwardjones.com
OneMain Financial
531 E Market St c, Leesburg, VA 20176, USA
+1 (703) 771-3316
www.onemainfinancial.com
Edward Jones - Financial Advisor: T Kyle Linski, CFP®|AAMS®
237 E Davis St Suite 100, Culpeper, VA 22701, USA
+1 (540) 825-5111
www.edwardjones.com
ACE Cash Express
1964 Daniel Stuart Square, Woodbridge, VA 22191, USA
+1 (703) 494-1890
www.acecashexpress.com
Hanscom Federal Credit Union
7596 Colshire Drive MITRE, 4 Lobby, McLean, VA 22102, USA
+1 (703) 983-1768
www.hfcu.org
