First Colonial Bank Payday Loans Review

Organization owner?

5100 Oaklawn Blvd, Hopewell, VA 23860, USA

+1 (804) 541-1901

What people think about First Colonial Bank?

Below you find some of the testimonials of our customers.

Good website with affordable rates. They money within 2 hours, as promised. I will use First Colonial Bank again if I need temporary help.

Bryana O'Conner

Was invited to a birthday party but was empty at that time. A friend recommended me to apply for a loan via First Colonial Bank. And I did. This was the best decision! Yes, the interest rate was high but I suppose it’s because I had poor credit. In general, The process was very easy.

Bernice Brown

I had problems with paying my bank loan and was not sure I would get appoved for a loan with First Colonial Bank . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $800 online. Fortunately I got an approval!!! They literally saved my life.

Dr. Pierce Kozey PhD

Was invited to a birthday party but was broke at that time. A friend recommended me to apply for a loan via First Colonial Bank. And I did. This was the best decision! Yes, the interest rate was high but I suppose it’s because I had low credit. In general, The process was trouble free.

Dr. Alford Brakus

First Colonial Bank seems good. They rescued me twice. The first loan approved was small – $100, but next time the limit was increased to $600. Repaid the loan on time. The employees were amazing, they gave clear answers to all my questions. No issues. But their rates are average.

Golda Gerlach

Yesterday I needed $900 to cover car repair bills. I decided to contact First Colonial Bank. They only approved me for $500 but the process itself was easy, and their rates were attractive.

Prof. Adolphus Fadel

Pay Attention

The above-given information provides the details about a certain company. The information below is about general information about payday loans.

Payday Loans in Hopewell, New Jersey

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is trouble-free and fast to get accepted for payday loans in Hopewell, New Jersey. The interest rate will be set specifically for each consumer and will depend on the personal information the client entered.

APR

30% usury cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some clients to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments on time.

To get approved for a payday loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the payday loan even before applying.