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Loan agency in Timberlake, Virginia

22174 Timberlake Rd, Lynchburg, VA 24502, USA
+1 (434) 237-9070
Sunday
Closed
Monday
10AM–5:30PM
Tuesday
10AM–6PM
Wednesday
10AM–5:30PM
Thursday
10AM–5:30PM
Friday
10AM–5:30PM
Saturday
Closed

Feedback about A-Plus Loans LLC?

Here you grapple with the reviews of our customers.

I'm not ashamed to borrow money from A-Plus Loans LLC, now the whole world lives like this. I have already used loans many times, everything is convenient.

Prof. Magdalena Kovacek

The funds are transferred to my credit card. I cover obligations through my personal account. The payment is efficient and quick. Pay on schedule and there will be no issues.

Mrs. Aletha Gislason Jr.

The payday loan is deposited easily and quickly. There is a minus - a great rate when repaying a loan.

Adelia Mraz

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid off on time, it can be either extended or paid off ahead of schedule.

Cleveland Jast

I trusted A-Plus Loans LLC when it was necessary to get a cash advance. I filled out an application quickly. No problems.

Prof. Jarrell Kessler IV

Pay Attention

Further there will be shown the details about not a definite lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Lynchburg, Virginia

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and fast to take out loans in Lynchburg, Virginia. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will A-Plus Loans LLC help take out a loan in Lynchburg, Virginia?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Lynchburg, va will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

Other Payday Lenders in Lynchburg, Virginia

Virginia Commonwealth Bank

10880 General Puller Hwy, Hartfield, VA 23071, USA

+1 (804) 776-1050

www.vcb.bank

Access Cash International

1355 W Main St, Salem, VA 24153, USA

+1 (540) 387-0518

F&M Bank

2030 Legacy Ln, Harrisonburg, VA 22801, USA

+1 (540) 433-0112

www.fmbankva.com

Bank of America (with Drive-thru ATM)

2201 Wards Rd, Lynchburg, VA 24502, USA

+1 (434) 832-6410

locators.bankofamerica.com

First Virginia

7015 Staples Mill Rd A, Richmond, VA 23228, USA

+1 (804) 292-7117

www.ccfi.com

Kroger Money Services

7805 Timberlake Rd, Lynchburg, VA 24502, USA

+1 (434) 237-5738

moneyservices.kroger.com

Navy Federal Credit Union Administrative Office

12851 Worldgate Dr #500, Herndon, VA 20170, USA

+1 (877) 221-8108

www.navyfederal.org

Truliant Federal Credit Union

7321 Peppers Ferry Blvd, Radford, VA 24141, USA

+1 (800) 822-0382

www.truliantfcu.org

Bronco Federal Credit Union

135 Stewart Dr, Franklin, VA 23851, USA

+1 (757) 569-6000

www.broncofcu.com

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