Welcome to Our Online Loan Referral Service

3.7 3 reviews

3021 Old Forest Rd, Lynchburg, VA 24501, USA
+1 (434) 386-5500
locations.firstcitizens.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you grapple with the reviews of our clients.

Everyone at this location is like family and strives to make visits enjoyable!

Dr. Devan Torphy PhD

So yeah I had no money and no gas to get home.

King Sipes

Pay Attention

Above-defined info provides the details about a certain lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Lynchburg, Virginia

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

It is simple and fast to take out loans in Lynchburg, Virginia. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help take out a loan in Lynchburg, Virginia?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Lynchburg, va will assess other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Lynchburg, Virginia

Fort Lee Federal Credit Union

4495 Crossings Blvd, Prince George, VA 23875, USA

+1 (804) 452-0736

www.fortleecu.org

Primis Bank and ATM

11290 General Puller Hwy, Hartfield, VA 23071, USA

+1 (804) 776-7677

www.primisbank.com

Advance America

1365 S Main St, Blackstone, VA 23824, USA

+1 (434) 292-1700

www.advanceamerica.net

TD Bank

6200 Multiplex Dr, Centreville, VA 20121, USA

+1 (703) 266-3219

locations.td.com

Lendmark Financial Services LLC

1862 Abbey Rd, Charlottesville, VA 22911, USA

+1 (434) 872-0173

www.lendmarkfinancial.com

Edward Jones - Financial Advisor: MaryEllen Ruddy

137A W Court St, Woodstock, VA 22664, USA

+1 (540) 459-4594

www.edwardjones.com

First Citizens Bank

510 McClanahan St SW, Roanoke, VA 24014, USA

+1 (540) 981-2130

locations.firstcitizens.com

1st Advantage Federal Credit Union

Shupper Road, Building 2006, Yorktown, VA 23691, USA

+1 (757) 877-2444

www.1stadvantage.org

Walmart Money Center

125 Clarion Rd, Altavista, VA 24517, USA

+1 (434) 309-2245

www.walmart.com

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