Kroger Money Services Payday Loans Review

Organization owner?

7805 Timberlake Rd, Lynchburg, VA 24502, USA

+1 (434) 237-5738

moneyservices.kroger.com

Monday

9AM–9PM

Tuesday

9AM–9PM

Wednesday

9AM–9PM

Thursday

9AM–9PM

Friday

9AM–9PM

Saturday

9AM–9PM

Sunday

9AM–9PM

Domain Info

Created Date

1993-08-05

Mailing Address

1014 VINE ST, CINCINNATI, OH, 45202-1141, United States

Company Name

The Kroger Co.

Contact Data

[email protected]

+1.5133878992

Feedback about Kroger Money Services?

Here you grapple with the reviews of our clients.

The employees are super friendly

Ross Lebsack

Always great and speedy service at this branch!!!

Stacy Lowe

Just another way to screw the customer.

Miss Brionna Pouros

Pay Attention

Further there will be presented the details about not a exact lender. The information below will explain common information about payday loans and its specific features.

Payday Loans in Lynchburg, Virginia

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Payday loans in Lynchburg, Virginia are issued problem-free. The interest rate is conditional on the borrower's person-related information: if you repay more payday loans, the more efficient terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Kroger Money Services help take out a payday loan in Lynchburg, Virginia?

24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lynchburg, Virginia. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Lynchburg, Virginia