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4.9 88 reviews
Loan agency in Lynchburg, Virginia

2100 Wards Rd, Lynchburg, VA 24502, USA
+1 (434) 832-0349

What people think about Advance America?

Below you read some of the reviews of our customers.

Best place to ever get a payday loan! The ladies are great. Best customer service I have ever received. Go see my ladies!!!

Dr. Tracey Dicki MD

I’m am a very satisfied customer. I have been able to take trips and even buy a car but using these affordable payday loans. I also referred a friend and received an …

Javier Runolfsdottir

I absolutely love the staff at this location!

Logan Bernier Sr.

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Lynchburg, Virginia

A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is trouble-free and speedy to get accepted for payday loans in Lynchburg, Virginia. The APR will be set individually for each client and will depend on the personal information the consumer filled in.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit rating an increased chance to get approved for payday loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments as agreed in the contract.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to find out the exact cost of the cash advance loan even before applying.

APR Calculator

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+1 (540) 635-6798

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+1 (703) 903-2000

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Bank of America ATM

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+1 (844) 401-8500

locators.bankofamerica.com

Gold Jewelry Exchange Cash Loans

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Oak View National Bank

450 James Madison Hwy, Culpeper, VA 22701, USA

+1 (540) 825-2570

www.oakviewbank.com

Loan Smart

2641 Valley Ave, Winchester, VA 22601, USA

+1 (540) 535-0690

Virginia Partners Bank

4210 Plank Rd, Fredericksburg, VA 22407, USA

+1 (540) 899-3022

www.vapartnersbank.com

Walmart Money Center

13320 Gov G C Peery Hwy, Pounding Mill, VA 24637, USA

+1 (276) 596-9706

www.riamoneytransfer.com

Legacy Bank

10073 State Rte 643, Hurley, VA 24620, USA

+1 (276) 566-8511

mylegacybank.net

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