Welcome to Our Online Loan Referral Service

4.8 4 reviews

20373 Timberlake Rd, Lynchburg, VA 24502, USA
+1 (434) 582-4763
locations.firstcitizens.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you read some of the reviews of our customers.

They are always so helpful and work to give great customer service.

Carleton Yundt III

Great local bank with great people to help you with everything you need.

Mr. Noe Jenkins I

Pay Attention

Now you can read general features of payday loans.

Payday Loans in Lynchburg, Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is easy and speedy to get accepted for payday loans in Lynchburg, Virginia. The APR will be set specifically for each person and will depend on the personal details the consumer filled in.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit rating an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments on time.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

Other Payday Lenders in Lynchburg, Virginia

ATM (First Citizens Bank)

239 N Central Ave, Staunton, VA 24401, USA

www.firstcitizens.com

Lendmark Financial Services LLC

15173 Montanus Dr, Culpeper, VA 22701, USA

+1 (540) 423-0274

www.lendmarkfinancial.com

American National Bank & Trust Company

3521 Franklin Rd SW, Roanoke, VA 24014, USA

+1 (540) 278-2070

www.amnb.com

Kroger Money Services

9000 Staples Mill Rd, Henrico, VA 23228, USA

+1 (804) 977-9514

moneyservices.kroger.com

Advance America

Ridgeview Plaza, 4037 College Ave, Bluefield, VA 24605, USA

+1 (276) 322-2838

Navy Federal Credit Union ATM

820 Follin Ln SE, Vienna, VA 22180, USA

+1 (877) 221-8108

www.navyfederal.org

New Peoples Bank

111 Haysi Main St, Haysi, VA 24256, USA

+1 (276) 865-5700

www.newpeoples.bank

Chesapeake Bank - Cedarfield

2300 Cedarfield Pkwy, Richmond, VA 23233, USA

+1 (804) 939-6450

chesbank.com

Wells Fargo Bank

102 E Main St, Marion, VA 24354, USA

+1 (276) 783-7141

www.wellsfargo.com

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