Welcome to Our Online Loan Referral Service

4.7 67 reviews

9397 Atlee Rd, Mechanicsville, VA 23116, USA
+1 (804) 274-1200
callfederal.org
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Call Federal Credit Union?

Here you grapple with the feedback of our customers.

Great customer service.Staff is knowledgeable.

Martine Turner

Great customer service and polite employees.

Durward Heaney

Great place to do business.

Elnora Wilkinson

Pay Attention

Lending companies are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Mechanicsville, Pennsylvania

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

It is simple and quick to issue loans in Mechanicsville, Pennsylvania. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

6% APR small loan cap

How will Call Federal Credit Union help take out a loan in Mechanicsville, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Mechanicsville, pa will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Mechanicsville, Virginia

Embrace Home Loans-Virginia - Fairfax

10306 Eaton Pl Ste 100, Fairfax, VA 22030, USA

+1 (703) 591-7144

www.embracehomeloans.com

Touchstone Bank

6300 River Rd, Petersburg, VA 23803, USA

+1 (804) 590-9914

touchstone.bank

VA Corporation Federal Credit Union

800 Graves Mill Rd, Lynchburg, VA 24502, USA

+1 (434) 239-8531

MidAtlantic Farm Credit

1031 S Main St, Woodstock, VA 22664, USA

+1 (888) 339-3334

www.mafc.com

Loanmax Title Loans

1224 W Broad St, Waynesboro, VA 22980, USA

+1 (540) 949-9432

www.loanmaxtitleloans.net

First Community Bank

109 Roanoke St, Christiansburg, VA 24073, USA

+1 (540) 381-0065

www.firstcommunitybank.com

Assurance Financial-Richmond

3957 Westerre Pkwy Ste 140 Ste. 140, Richmond, VA 23233, USA

+1 (804) 256-2933

assurancemortgage.com

First Sentinel Bank

12678 Gov G C Peery Hwy, Pounding Mill, VA 24637, USA

+1 (276) 963-3430

www.firstsentinelbank.com

American National Bank and Trust Company

3609 Old Halifax Rd, South Boston, VA 24592, USA

+1 (434) 575-8597

www.amnb.com

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