First Citizens Bank Payday Loans Review

3 4 reviews

Organization owner?

13101 Midlothian Turnpike, Midlothian, VA 23113, USA

+1 (804) 378-4041

locations.firstcitizens.com

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you grapple with the reviews of our clients.

Good service with a favorable percentage. Money transferred immediately, I always use First Citizens Bank.

Ransom Crona

I trusted First Citizens Bank when it was necessary to get a small loan. I filled in an application quickly. No issues.

Jalyn Morissette

First Citizens Bank is quite reliable, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on due date. The operators in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Dr. Gordon Denesik

I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Sandrine McDermott

Pay Attention

Lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Midlothian, Virginia

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Midlothian, Virginia is issued simply and fast. The interest percentage is set considering the category of the customer: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help take out a loan in Midlothian, Virginia?

Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Midlothian, va will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Midlothian, Virginia

Pinnacle Financial Corporation

6551 Loisdale Ct # 150, Springfield, VA 22150, USA

+1 (571) 481-4994

www.pnfp.com

First Bank & Trust Co. - Fairlawn

7305 Peppers Ferry Rd NW, Fairlawn, VA 24141, USA

+1 (540) 633-3793

www.firstbank.com