Welcome to Our Online Loan Referral Service

5 2 reviews

195 W Main St, Monterey, VA 24465, USA
+1 (540) 468-2020
www.mysummit.bank
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
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What people think about Summit Community Bank?

Below you read some of the testimonials of our clients.

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Now you can read general features of payday loans.

Payday Loans in Monterey, Massachusetts

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Monterey, Massachusetts. The interest rate will be set individually for each client and will depend on the personal information the borrower filled in.

APR

23% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can save consumers who have poor credit scores or have no credit score. But we remind you that as with any loan you should only dare applying for a payday loan if you are convinced that you can make payments in a timely manner.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

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Chartway Federal Credit Union

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Virginia Commonwealth Bank

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Democracy Federal Credit Union

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Quadrant Investment Bankers

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NMA Federal Credit Union

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First Community Bank

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The Farmers Bank of Appomattox

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