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What people think about BayPort Credit Union?
Below you read some of the opinions of our customers.
The process was hassle-free, speedy. No guarantors needed. Thank you a lot. Love their round-the-clock customer support. No complaints. Would use again.
Zoie DuBuque
It decided to fix my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via BayPort Credit Union. Took out 3 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very happy.
Chandler Zieme
Important
The previous three items charactirize a precise lender. But below you can find general data about payday loans.
Payday Loans in Newport News, Virginia
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Payday loans are the easiest loans to be eligible in Newport News, Virginia. The entire process is easy. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit rating. Payday loan approvals depend very much on specific factors. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Newport News, Virginia
Bank of Clarke County
2 E Main St, Berryville, VA 22611, USA
+1 (800) 650-8723
www.bankofclarke.bank
Carter Bank & Trust
70 Chatham Heights Rd, Fredericksburg, VA 22405, USA
+1 (540) 368-1566
www.cbtcares.com
First Bank & Trust Co. - Fairlawn
7305 Peppers Ferry Rd NW, Fairlawn, VA 24141, USA
+1 (540) 633-3793
www.firstbank.com
First Bank & Trust Co. - West Bristol
1419 W State St, Bristol, VA 24201, USA
+1 (276) 669-1122
www.firstbank.com
First Citizens Bank
10501 Patterson Ave, Richmond, VA 23238, USA
+1 (804) 525-2660
locations.firstcitizens.com
Lendmark Financial Services LLC
2430 Virginia Ave, Collinsville, VA 24078, USA
+1 (276) 352-4001
www.lendmarkfinancial.com
Payne's Check Cashing
816 Cherry Ave, Charlottesville, VA 22903, USA
+1 (434) 295-0392
www.paynescheckcashing.com
