Welcome to Our Online Loan Referral Service

3.3 13 reviews

12490 Warwick Blvd, Newport News, VA 23606, USA
+1 (757) 877-2444
www.1stadvantage.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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What people think about 1st Advantage Federal Credit Union?

Below you get acquainted with some of the opinions of our customers.

Great staff who are willing to go the extra mile for their customers.

Colton Johnson Jr.

How does an institution lose money?

Mrs. Emie Quigley I

A million thanks for your efficient work tools and staff.

Prof. Amber Murphy

Pay Attention

Now you can see general features of payday loans.

Payday Loans in Newport News, Virginia

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Newport News, Virginia is are simple to get. The interest rate is individual for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Newport News, Virginia

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+1 (757) 209-2785

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United Bank

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+1 (540) 869-6600

www.bankwithunited.com

Loanmax Title Loans

5302 Jefferson Davis Hwy, Fredericksburg, VA 22408, USA

+1 (540) 898-1628

www.loanmaxtitleloans.net

Woori America Bank - Centreville Branch

13830 Braddock Rd # A12, Centreville, VA 20121, USA

+1 (703) 988-9555

www.wooriamericabank.com

Advance America

1657 E Market St #3, Harrisonburg, VA 22801, USA

+1 (540) 432-0656

www.advanceamerica.net

Peoples Advantage Federal Credit Union

110 Wagner Rd, Petersburg, VA 23805, USA

+1 (804) 748-3081

www.peoplesadvfcu.org

Heritage Bank

1313 Dolley Madison Blvd # 100, McLean, VA 22101, USA

+1 (703) 356-6610

www.heritagebanknw.com

TitleMax Title Loans

12540 Jefferson Davis Hwy Suite 400, Chester, VA 23831, USA

+1 (804) 768-0767

www.titlemax.com

Edward Jones - Financial Advisor: Jay J Smith

1825 Valley Ave, Winchester, VA 22601, USA

+1 (540) 722-2938

www.edwardjones.com

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