Welcome to Our Online Loan Referral Service

1.8 24 reviews

12626 Nettles Dr, Newport News, VA 23606, USA
+1 (757) 930-2425
www.vecu.org
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM

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Feedback about Virginia Educators Credit Union?

Here you see the reviews of our customers.

Employees don’t answer phone calls, return voicemails or respond to emails.

Kaitlin Kerluke

This bank obviously has poor leadership in place.

Mr. Luther Windler PhD

Someone who is getting paid to protecting my money, is committing fraud.

Raul Bogan

My wife and I highly recommend this place of business.

Mr. Kian Ritchie

I gave them my credit card only to see a $324 charge on my card.

Prof. Ernesto Breitenberg

They answered any/all questions I had about my taxes.

Lamar Kiehn

Pay Attention

Above-specified info offers the details about a exact lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in Newport News, Virginia

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Newport News, Virginia is issued easily and quickly. The interest rate is defined respecting the category of the client: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Virginia Educators Credit Union help issue a payday loan in Newport News, Virginia?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by microfinance organizations to take out a loan. The lender process many aspects such as financial abilities to approve the request. Cash advance in Newport News, Virginia may help improve your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

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Citizens Bank

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Navy Federal Credit Union

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+1 (888) 842-6328

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Navy Federal Credit Union

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+1 (888) 842-6328

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Primis Bank and ATM

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+1 (804) 530-8924

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Edward Jones - Financial Advisor: Charley Ramsey

206 E 5th St, Chase City, VA 23924, USA

+1 (434) 372-4358

www.edwardjones.com

Bank of America ATM

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TitleMax Loans

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