Welcome to Our Online Loan Referral Service

2.3 6 reviews

812 Main St, Newport News, VA 23605, USA
+1 (757) 930-2425
www.vecu.org
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM

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Feedback about Virginia Educators Credit Union?

Here you see the feedback of our clients.

My wife and I highly recommend this place of business.

Aidan Macejkovic

I gave them my credit card only to see a $324 charge on my card.

Marlin Barton

They answered any/all questions I had about my taxes.

Prof. Landen Effertz

Pay Attention

Further there will be given the details about not a exact lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Newport News, Virginia

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

It is simple and quick to issue payday loans in Newport News, Virginia. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Virginia Educators Credit Union help issue a payday loan in Newport News, Virginia?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Newport News, va will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Newport News, Virginia

Lendmark Financial Services LLC

5211 S Laburnum Ave, Richmond, VA 23231, USA

+1 (804) 226-7901

www.lendmarkfinancial.com

New Peoples Bank

198 Colley Shopping Ct, Clintwood, VA 24228, USA

+1 (276) 926-5500

www.newpeoples.bank

Primis Bank and ATM

350 E Hundred Rd, Chester, VA 23836, USA

+1 (804) 530-8924

www.primisbank.com

TitleMax Title Loans

4711 W Broad St, Richmond, VA 23230, USA

+1 (804) 342-0062

VA Corporation Federal Credit Union

800 Graves Mill Rd, Lynchburg, VA 24502, USA

+1 (434) 239-8531

First Virginia

2007 Victory Blvd, Portsmouth, VA 23702, USA

+1 (757) 558-9444

www.ccfi.com

Flex-Line Mastercard-Crestar

Charlottesville, VA 22903, USA

+1 (804) 270-8627

First Community Bank

2702 N Parham Rd, Richmond, VA 23294, USA

+1 (804) 270-6800

www.firstcommunitybank.com

Member One Federal Credit Union - ATM Only

3901 Old Forest Rd UNIT 106, Lynchburg, VA 24501, USA

+1 (800) 666-8811

www.memberonefcu.com

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