Welcome to Our Online Loan Referral Service

2.6 11 reviews

600 Church St, Norfolk, VA 23501, USA
+1 (757) 928-8850
locations.bayportcu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about BayPort Credit Union?

Here you read the reviews of our customers.

Excellent Customer Service.

Sean Hansen

Good thing those to areas have good customer service and locations

Macy Raynor

For people that can't find this place like myself on my first visit.

Lisandro Huels

Pay Attention

Lending companies are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Norfolk, New York

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Norfolk, New York is taken out simply and fast. The interest rate is defined considering the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will BayPort Credit Union help issue a loan in Norfolk, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% deny the application when lenders in Norfolk, ny will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Norfolk, Virginia

Cash To Payday

775 E Main St, Wytheville, VA 24382, USA

+1 (276) 228-4671

City National Bank

1830 Valley Ave, Winchester, VA 22601, USA

+1 (540) 667-6777

www.bankatcity.com

Quik Cash

12917 Jefferson Ave # A, Newport News, VA 23608, USA

+1 (757) 833-0200

www.fastcash24.club

Navy Federal Credit Union

201 Maranto Manor Dr, Winchester, VA 22602, USA

+1 (888) 842-6328

www.navyfederal.org

Loanmax Title Loans

1883 S Crater Rd, Petersburg, VA 23805, USA

+1 (804) 957-4840

www.loanmaxtitleloans.net

MoneyGram

200 Old Fair Grounds Way, Kilmarnock, VA 22482, USA

+1 (804) 435-6148

locations.moneygram.com

Hanmi Bank ATM

7140 Little River Turnpike, Annandale, VA 22003, USA

+1 (855) 773-8778

www.hanmi.com

Bank of Botetourt

3232 Electric Rd, Cave Spring, VA 24018, USA

+1 (540) 777-1035

www.bankofbotetourt.com

The Farmers Bank of Appomattox

223 Main St, Appomattox, VA 24522, USA

+1 (434) 352-7171

www.thefarmersbankva.com

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