Welcome to Our Online Loan Referral Service

3 2 reviews

1965 Wakefield St, Petersburg, VA 23805, USA
+1 (804) 732-2350
www.vcb.bank
Saturday
Closed
Sunday
Closed
Monday
9AM–2PM
Tuesday
9AM–2PM
Wednesday
9AM–2PM
Thursday
9AM–2PM
Friday
9AM–2PM

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Contact Data

Feedback about Virginia Commonwealth Bank?

Here you read the feedback of our customers.

I've been a member of the Credit Union for years and enjoy it.

Miss Danika Harris

One of the niccest staffs around..

Mrs. Carolanne Block Sr.

Pay Attention

Above there are details about a definite lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Petersburg, New York

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Payday loans in Petersburg, New York are taken out easily. The interest rate is dependent on the borrower's person-related information: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Virginia Commonwealth Bank help issue a payday loan in Petersburg, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Petersburg, New York. They rate many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the loan.

APR Calculator

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