Express Check Advance Payday Loans Review

5 194 reviews

Loan agency in Petersburg, Virginia

Organization owner?

2048 S Sycamore St, Petersburg, VA 23805, USA

+1 (804) 722-1606

www.expresscheckadvance.com

Domain Info

Created Date

2000-08-01

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

Contact Data

What people think about Express Check Advance?

Below you read some of the testimonials of our clients.

… that the manager has done a great job training her staff and running this location. They have changed my expectations of what a payday loan company should be!!

Prof. Carmine Funk

This is the only place I go to when I need my payday or title loans. They are very considerate and the customer service is outstanding. I been dealing with them for about …

Lora Mertz DVM

Great experience great ppl to work With especially Kendall she’s one of a kind

Dennis Gutmann

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Petersburg, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans in Petersburg, New York is are simple to get. The APR is individual for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit history. But we advise you that as with any debt you should only consider applying for a cash advance if you are certain that you can afford payments in a timely manner.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.