Welcome to Our Online Loan Referral Service


101 Berkley St, Phenix, VA 23959, USA
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Feedback about Bank Of Charlotte County?

Here you see the reviews of our clients.

Mrs. Karen Mr James are very nice people.

Robert Bergnaum DVM

Management are clowns

Margarita Dickens

Very disappointed with lack of loyalty to regular customers.

Coralie Strosin II

Very disappointed in the customer service of a hometown bank.

Dr. Harmon Goodwin V

I would much rather go to another bank the only plus is this one is cheaper

Salma Ledner

Pay Attention

Lenders are shown in the first three points. Below info shows common information about payday loans.

Payday Loans in Phenix, Virginia

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Phenix, Virginia is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Bank Of Charlotte County help issue a payday loan in Phenix, Virginia?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be credited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Phenix, va consider this circumstance not a hindrence to take out a loan. The recipient of a loan should be ready to objectively estimate financial capabilities, issue a loan, pay back the debt on time and not only solve current problems, but improve the credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Phenix, Virginia

Partners 1st Federal Credit Union

558 W Main St, Stanley, VA 22851, USA

+1 (540) 778-1580

www.partners1stcu.org

Primis Bank and ATM

14954 Northumberland Hwy, Burgess, VA 22432, USA

+1 (804) 453-7003

primisbank.com

First Citizens Bank

970 Hardy Rd, Vinton, VA 24179, USA

+1 (540) 981-1991

locations.firstcitizens.com

LendNation

524 N Main St, Emporia, VA 23847, USA

+1 (434) 336-1434

www.lendnation.com

First Citizens Bank

6551 Centralia Rd, Chesterfield, VA 23832, USA

+1 (804) 414-0208

locations.firstcitizens.com

Atlantic Union Bank

680 E Main St, Floyd, VA 24091, USA

+1 (540) 745-8870

www.atlanticunionbank.com

Better Title Loans by Auto Equity Loans

6531 Arlington Blvd, Falls Church, VA 22042, USA

+1 (302) 731-0073

M&T Bank

43911 Farmwell Hunt Plaza, Ashburn, VA 20147, USA

+1 (703) 729-2921

locations.mtb.com

Edward Jones - Financial Advisor: Will Lawrence

640 Warrior Dr Suite 108, Stephens City, VA 22655, USA

+1 (540) 868-8189

www.edwardjones.com

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