First Choice Cash Advance Payday Loans Review

5 2 reviews

Loan agency in Richlands, Virginia

Organization owner?

2508 S Front St, Richlands, VA 24641, USA

+1 (276) 963-0313

Sunday

Closed

Monday

8AM–6PM

Tuesday

8AM–6PM

Wednesday

8AM–6PM

Thursday

8AM–6PM

Friday

8AM–6PM

Saturday

9AM–1PM

What people think about First Choice Cash Advance?

Below you read some of the testimonials of our clients.

Great place to do business with.

Ewell Jaskolski

They do work fast, but dont expect help once they sell your loan.

Mr. Geovanny Batz

I had a great experience with this lending company.

Kenny Hudson

Important

The previous three items charactirize a peculiar lending service. But below you can read common details about payday loans.

Payday Loans in Richlands, Virginia

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Richlands, Virginia is are simple to access. The APR is individual for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit score. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes a few seconds to become informative even before applying.