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5 149 reviews
Loan agency in Tazewell County, Virginia

3120 Cedar Valley Dr, Richlands, VA 24641, USA
+1 (276) 596-9520
www.expresscheckadvance.com

Domain Info

Created Date

2000-08-01

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Express Check Advance?

Here you get acquainted with the reviews of our customers.

Excellent service, excellent staff.

Mina Smitham

Great people and place

Marcelino Rolfson

Awesome customer service.

Angie Stokes

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes readers grapple with general information about payday loans.

Payday Loans in Richlands, Virginia

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

It is simple and fast to issue payday loans in Richlands, Virginia. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Express Check Advance help issue a payday loan in Richlands, Virginia?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Richlands, va will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Richlands, Virginia

America's Choice Home Loans

4780 Euclid Rd, Virginia Beach, VA 23462, USA

+1 (757) 718-1074

Virginia Commonwealth Bank

3209 Boulevard, Colonial Heights, VA 23834, USA

+1 (804) 526-1553

www.vcb.bank

United Southeast Federal Credit Union - Lebanon

1672 E Main St, Lebanon, VA 24266, USA

+1 (276) 415-9130

www.usfcu.org

Woodforest National Bank

12000 Iron Bridge Rd, Chester, VA 23831, USA

+1 (804) 768-0244

www.woodforest.com

First Bank & Trust Co. - Hanover

13221 Hanover Courthouse Rd, Hanover, VA 23069, USA

+1 (804) 550-5700

www.firstbank.com

United Bank

440 E Main St, Purcellville, VA 20132, USA

+1 (540) 338-3325

www.bankwithunited.com

Bank of Botetourt

Rockbridge Baths, VA 24473, USA

+1 (540) 463-5626

www.bankofbotetourt.com

NMA Federal Credit Union 1960

4376 Lankford Hwy #1, Exmore, VA 23350, USA

+1 (757) 497-4500

Pinnacle Financial Partners

8 E Main St, Salem, VA 24153, USA

+1 (540) 387-4080

www.pnfp.com

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