Welcome to Our Online Loan Referral Service

5 2 reviews

5100 Nine Mile Rd, Richmond, VA 23223, USA
+1 (804) 737-0800
www.townebank.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

2002-05-02

Mailing Address

Company Name

Contact Data

Feedback about TowneBank?

Here you grapple with the feedback of our clients.

This store is friggen awesome! Nice staff, good prices, fair pawns..I highly recommend if you need a few bucks to get you thru til payday

Savion Funk

They gave me a discount on the sticker price without haggling!

Alec Hills

Also the prices on there items for sale seem like really good deals.

Liana Stanton

Pay Attention

Further there will be shown the details about not a certain lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Richmond, Massachusetts

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Hassle-free financial products are known as payday loans in Richmond, ma. They are taken out at individual interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

23% small loan cap

How will TowneBank help issue a payday loan in Richmond, Massachusetts?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Richmond, ma will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Richmond, Virginia

Pendleton Community Bank

61 S Main St #100, Harrisonburg, VA 22801, USA

+1 (540) 214-2079

www.yourbank.bank

Navy Federal Credit Union

5651 Plank Rd, Fredericksburg, VA 22407, USA

+1 (888) 842-6328

www.navyfederal.org

M&T Bank

3124 W Broad St, Richmond, VA 23230, USA

+1 (804) 358-6700

locations.mtb.com

Apple Federal Credit Union

43330 Junction Plaza #105, Ashburn, VA 20147, USA

+1 (703) 788-4800

www.applefcu.org

Farmers Bank

50 E Windsor Blvd, Windsor, VA 23487, USA

+1 (757) 242-3150

www.farmersbankva.com

Carter Bank & Trust

140 S Main St, Chatham, VA 24531, USA

+1 (434) 432-1212

www.cbtcares.com

Approved Cash

2510 W Main St Ste K, Waynesboro, VA 22980, USA

+1 (540) 932-3085

approvedcashadvance.com

Advance America

1073 E Stuart Dr, Galax, VA 24333, USA

+1 (276) 236-0322

www.advanceamerica.net

The Rhonda Holt Mortgage Team, Apex Home Loans

1149 Vista Park Dr Suite A, Forest, VA 24551, USA

+1 (434) 221-6361

www.apexhomeloans.com

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