Welcome to Our Online Loan Referral Service

4.3 4 reviews

800 E Canal St Suite 100, Richmond, VA 23219, USA
+1 (804) 377-4200
www.townebank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2002-05-02

Mailing Address

Company Name

Contact Data

What people think about TowneBank?

Below you get acquainted with some of the reviews of our customers.

They only ask for an ID to get accepted. Last week I was broke and needed extra money to hold on. These guys approved me although I had a low credit score. Online and easy process. Very happy!!

Mittie Johns Sr.

A couple of days ago I urgently needed money to pay for a bike repair. I submitted an application form via the website of TowneBank. I entered the basic personal information. No phone calls. The necessary loan was approved within a couple of minutes. The money was deposited to my bank account the next day. Fantastic website!

Mr. Bernard Koepp

Thank you for the amazing service. Your staff guided me throughout the application. It’s great that you only need an ID to get cash.

Melisa Koepp

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Richmond, Massachusetts

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online cash advance loans can be the best solution to your short-term financial issues in Richmond , Massachusetts because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.

APR

23% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a regular income to get approved for a bad credit payday loan.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

APR Calculator

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firstcitizens.com

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Bank of America ATM

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