Welcome to Our Online Loan Referral Service

2.3 21 reviews

1801 Dabney Rd, Richmond, VA 23230, USA
+1 (800) 475-6328
www.valleystar.org
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

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Mailing Address

Company Name

Contact Data

Feedback about ValleyStar Credit Union?

Here you grapple with the reviews of our customers.

This company apparently does not care about people, only the $$$.

Antonetta Braun

Second time I was locked out, I was told they closed my checking account.

Tatum Ullrich

The level of incompetence in communication and customer service is unrivaled.

Zane Glover

This is my 2nd year filing with Jackson Hewitt.

Nathen Pfeffer

I highly recommend using Jackson Hewitt.

Mr. Adrian Kulas

All around great experience each year.

Mr. Daryl Padberg DDS

💕 Love this location and business...completely recommend it!

Julien Abernathy III

I love that he explained everything thing to us.

Dr. Oran Harvey

Fastest service and great vets!

Dr. Jamal Kuhn Sr.

The staff acted like we ruined their day by just being there.

Fausto Jacobi

Treatment was fast, efficient, and people and pet friendly.

Dr. Favian Hand

Pay Attention

Above-specified info offers the details about a exact lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Richmond, Massachusetts

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are known as payday loans in Richmond, ma. They are taken out at individual interest rates. They are dependent on personal data. It is also significant to pay back as much payday loans as possible.

APR

23% small loan cap

How will ValleyStar Credit Union help issue a loan in Richmond, Massachusetts?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the request when lenders in Richmond, ma will assess other aspects like payment abilities and approve a payday loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the loan.

APR Calculator

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