Welcome to Our Online Loan Referral Service

4 reviews
Loan agency in Richmond, Virginia

Richmond, VA 23222, USA
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
Closed
Sunday
Closed

What people think about Cash2u Loans?

Below you read some of the reviews of our customers.

Cash2u Loans rescued me in a hopeless time. They approved me for a payday loan although I had credit problems. The process was trouble free and fast. I like their exceptional customer support service and affordable rates. I will surely recommend this online lender to my relatives and friends.

Vernie Gislason DVM

The process was as easy as possible, speedy. No paperwork needed. Thank you a lot. Love their round-the-clock customer support. No issues. Would apply again.

Euna Gusikowski

Previously I needed $1000 to cover utility bills. I decided to contact Cash2u Loans. They only approved me for $600 but the process itself was legit, and their rates were competitive.

Bethany Douglas II

Easy application. I only needed an ID and a bank account. Same day lending decision. The first time I was accepted for $300 only. Hope the available amount will be more next time. APR is fair. Paid off the loan . If you have difficulties, the term can be also extended.

Monserrate Cormier

Pay Attention

The previous three items charactirize a specific lender. But below you can find common data about payday loans.

Payday Loans in Richmond, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Online payday loans can be the best solution to your temporary financial problems in Richmond , Massachusetts because they are easily approved and easily paid off. Your APR will depend on your state law or on the company's policy.

APR

23% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments as agreed in the contract.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the real cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Richmond, Virginia

OneMain Financial

4000 Virginia Beach Blvd #132, Virginia Beach, VA 23452, USA

+1 (757) 340-2513

www.onemainfinancial.com

ATM M&t Bank

1825 S Main St, Harrisonburg, VA 22801, USA

First Citizens Bank

65 Kingston Dr, Daleville, VA 24083, USA

+1 (540) 966-2702

locations.firstcitizens.com

TitleMax Title Loans

4722 S Laburnum Ave, Richmond, VA 23231, USA

+1 (804) 521-9549

www.titlemax.com

Call Federal Credit Union

10712 Iron Bridge Rd, Chester, VA 23831, USA

+1 (804) 274-1200

callfederal.org

Atlantic Union Bank

1800 Robert Fulton Dr Suite 105, Reston, VA 20191, USA

+1 (703) 871-7374

www.atlanticunionbank.com

Bank of the James - Lexington

158 S Main St, Lexington, VA 24450, USA

+1 (540) 707-3144

www.bankofthejames.bank

ACE Cash Express

508 S Van Dorn St Ste A Ste A, Alexandria, VA 22304, USA

+1 (703) 212-8329

www.acecashexpress.com

Check 'n Go

A, 1632 Tappahannock Blvd, Tappahannock, VA 22560, USA

+1 (804) 443-4285

www.checkngo.com

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