First Citizens Bank ATM Payday Loans Review

5 reviews

Organization owner?

Roanoke, VA 24014, USA

www.firstcitizens.com

Wednesday

Open 24 hours

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

Monday

Open 24 hours

Tuesday

Open 24 hours

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank ATM?

Here you see the reviews of our clients.

Great people who walk you through everything with clarity.

Jacquelyn Strosin

Ashley, Garret, and Dave were exceptional to work with start to finish.

Ansel Leffler

Super helpful during my first time buying a home.

Mrs. Daisha Kunde

Great service, people were friendly and the location is nice to visit.

Mohammed Murphy

Family owned, great staff.

Florine Wyman

Great place, best prices on SML for marine parts.

Miss Ramona Kovacek

I absolutely love this place, and all of the employees that work here.

Aliyah Anderson

Friendly atmosphere, solid prices.

Ed Nitzsche

The owner is so nice and incredibly knowledgable.

Prof. Maynard Lind Jr.

Highly recommend to anyone looking to purchase or refinance a home.

Emelie Herzog

Fast responses, super helpful and we were finished within a Month!

Audrey Jones

Ashley is great to work with!

Brisa Hansen

Pay Attention

Above-specified info offers the details about a certain lending company. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Roanoke, Virginia

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Hassle-free financial products are considered as payday loans in Roanoke, va. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank ATM help issue a loan in Roanoke, Virginia?

24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the store is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Roanoke, Virginia. They rate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its real cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Roanoke, Virginia

HomeTrust Bank - Crossroads

5002 Williamson Rd, Roanoke, VA 24012, USA

+1 (540) 561-0943

www.htb.com