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Loan agency in Rocky Mount, Virginia

670 Old Franklin Turnpike, Rocky Mount, VA 24151, USA
+1 (434) 426-8083
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed

What people think about Farm Credit of the Virginias - Melvin Woodson?

Below you see some of the reviews of our customers.

I contacted Farm Credit of the Virginias - Melvin Woodson for help. Everything was done very quickly. Had the funds in my account the next day. Employees are very understading. Best experience!

Quinn Baumbach

I am a loyal customer of Farm Credit of the Virginias - Melvin Woodson. It is very convenient to apply via the net. The APR was favorable. Their representatives always reply right away.

Stephon Hane II

Last week I needed $900 to cover utility bills. I decided to contact Farm Credit of the Virginias - Melvin Woodson. They only approved me for $600 but the process itself was easy, and their rates were reasonable.

Mr. Colton Connelly

Important

Now you can read general aspects of payday loans.

Payday Loans in Rocky Mount, Virginia

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans in Rocky Mount, Virginia is are simple to access. The interest rate is individual for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and pay off your loan commitments as agreed in the contract.

To get approved for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the loan immediately.

APR Calculator

Other Payday Lenders in Rocky Mount, Virginia

OneMain Financial

8367 Sudley Rd, Manassas, VA 20109, USA

+1 (703) 335-9196

www.onemainfinancial.com

Edward Jones - Financial Advisor: Charley Ramsey

206 E 5th St, Chase City, VA 23924, USA

+1 (434) 372-4358

www.edwardjones.com

First Citizens Bank ATM

226 Franklin St, South Hill, VA 23970, USA

www.firstcitizens.com

Eastman Credit Union ATM

26422 Hillman Hwy, Abingdon, VA 24210, USA

+1 (800) 999-2328

www.ecu.org

Beacon Credit Union

630 Piney Forest Rd, Danville, VA 24540, USA

+1 (434) 237-1566

www.mybcu.org

First Community Bank

506 Maple St, Glade Spring, VA 24340, USA

+1 (276) 429-3000

www.firstcommunitybank.com

Partners 1st Federal Credit Union

558 W Main St, Stanley, VA 22851, USA

+1 (540) 778-1580

www.partners1stcu.org

Lendmark Financial Services LLC

225 Connor Dr, Charlottesville, VA 22911, USA

+1 (434) 328-1050

www.lendmarkfinancial.com

Kroger Money Services

245 Arch Ave, Waynesboro, VA 22980, USA

+1 (540) 943-3172

moneyservices.kroger.com

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