First Citizens Bank Payday Loans Review

Organization owner?

106 Roanoke Blvd, Salem, VA 24153, USA

+1 (540) 389-6477

locations.firstcitizens.com

Sunday

Closed

Monday

9AM–1PM, 3–5PM

Tuesday

9AM–1PM, 3–5PM

Wednesday

9AM–1PM, 3–5PM

Thursday

9AM–1PM, 3–5PM

Friday

9AM–1PM, 3–5PM

Saturday

Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you see the reviews of our customers.

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Miss Lilliana Muller

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised amount is only $1,000. Why if I successfully paid more.

Prof. Meredith Kertzmann

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of support team.

Ms. Keara Botsford

Pay Attention

Payday lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Salem, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Salem, New York are issued easily. The interest percentage is dependent on the customer's person-related information: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

25% small loan cap

How will First Citizens Bank help issue a loan in Salem, New York?

Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with personal data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor processed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by lenders to issue a loan. The lending company review many aspects such as financial abilities to approve the application. Payday loans in Salem, New York may help improve your credit rating.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

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+1 (276) 694-8900

BayPort Credit Union

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+1 (757) 928-8850

locations.bayportcu.org

Old Point National Bank

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+1 (757) 728-1226

oldpoint.com

National Bank - Pearisburg

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+1 (540) 921-1324

nbbank.com

Bank of America ATM (Drive-thru)

4801 S Laburnum Ave, Richmond, VA 23231, USA

+1 (844) 401-8500

www.bankofamerica.com