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What people think about BayPort Credit Union?
Below you see some of the reviews of our customers.
I applied for the first payday loan in my life, was approved in 10 minutes despite the fact that I had other loans. I repaid it before the due date. Love this lender for their reasonable rates. Other lenders in my state charge sky high interest!
Geraldine Hintz
Good lender with competitive rates. They money the next day, as I expected. I will use BayPort Credit Union again if I need financial assistance.
Rhett Gerlach
I had problems with paying my bank loan and was not sure I would get accepted for a loan with BayPort Credit Union . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $600 online. Fortunately I got approved!!! They literally saved my life.
Jaren Huels
Important
Above there is information about a precise loan provider. Below you can review common aspects of payday loans.
Payday Loans in Smithfield, Rhode Island
A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Cash advance loans may be an easy and fast solution to a short-term problem in Smithfield, Rhode Island. Loans from payday lenders can get you cash quickly. Your APR will depend on a few factors.
APR
261%*
Max Loan
$500
Min Term
13 days
Max Term
Not Specified
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit score an increased chance to get approved for such loans. A payday loan may be the only loan available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments in a timely manner.
To get accepted for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Smithfield, Virginia
Navy Federal Credit Union
10129 Jefferson Davis Hwy STE 103, Fredericksburg, VA 22407, USA
+1 (888) 842-6328
www.navyfederal.org
Lendmark Financial Services LLC
10370 Portsmouth Rd, Manassas, VA 20109, USA
+1 (571) 719-7776
www.lendmarkfinancial.com
First Citizens Bank
116 W Carolina Ave, Crewe, VA 23930, USA
+1 (434) 645-7726
locations.firstcitizens.com
Coastal Financial Boat Loan
1100 Laskin Rd # 201, Virginia Beach, VA 23451, USA
+1 (757) 491-6600
www.coastalboatloan.com
Carter Bank & Trust
370 Arbor Dr NE, Christiansburg, VA 24073, USA
+1 (540) 381-6440
www.cbtcares.com
