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1 reviews

1201 S Church St, Smithfield, VA 23430, USA
+1 (800) 432-1000
locators.bankofamerica.com
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours

Domain Info

Created Date

1998-12-28

Mailing Address

5000 US HWY 17, Fleming Island, FL, 32003, United States

Company Name

Domain Administrator

Bank of America

Contact Data

[email protected]

+1.9049870917

+1.4692018592

Feedback about Bank of America ATM?

Here you read the feedback of our customers.

She puts her experience for you to work for you for the best results.

Nadia Stark

She replied very quickly to get me preapproved for a house I wanted.

Mrs. Orpha Hahn

So very kind, thoughtful, and hardworking, really just the best all around.

Prof. Kennith Okuneva IV

Great place to work!

Ms. Charity McLaughlin

Night folks were very nice.

Hayley Bradtke

Lazy workers here, stereotypes fit the bill here, stay away.

Melissa Schulist

Pay Attention

Above-shown info offers the details about a definite lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Smithfield, Rhode Island

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

It is simple and quick to issue payday loans in Smithfield, Rhode Island. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Bank of America ATM help take out a loan in Smithfield, Rhode Island?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Smithfield, ri review this circumstance not a drawback to take out a loan. The client of a payday loan should be ready to objectively estimate financial solvency, take out a loan, pay off the debt on a due date and not only cope with current issues, but enhance the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Smithfield, Virginia

Old Point National Bank

100 Griffith Rd, Hampton, VA 23651, USA

+1 (757) 728-1272

oldpoint.com

Primis Bank and ATM

10 W Washington St, Middleburg, VA 20117, USA

+1 (540) 687-3893

www.primisbank.com

NMA Federal Credit Union

239 Mason Ave A, Cape Charles, VA 23310, USA

+1 (757) 695-2069

National Bank - Radford

2001 E Main St #1768, Radford, VA 24141, USA

+1 (540) 639-9307

www.nbbank.com

TitleMax Title Loans

5203 Jefferson Davis Hwy, Fredericksburg, VA 22408, USA

+1 (540) 322-5731

www.titlemax.com

First Citizens Bank

13720 US Hwy 29, Chatham, VA 24531, USA

+1 (434) 432-9112

locations.firstcitizens.com

Atlantic Union Bank

12663 Lee Hwy., Washington, VA 22747, USA

+1 (800) 990-4828

www.atlanticunionbank.com

Citizens Bank

43270 Defender Dr, South Riding, VA 20152, USA

www.citizensbank.com

First Community Bank

821 Commonwealth Ave, Bristol, VA 24201, USA

+1 (276) 645-7110

www.firstcommunitybank.com

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