Welcome to Our Online Loan Referral Service

5 2 reviews

1145 E Atlantic St, South Hill, VA 23970, USA
+1 (434) 447-5844
locations.firstcitizens.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the feedback of our customers.

Great staff and easy to access the building.

Delfina Hegmann

Did I get an apology?...nope....Did I get my money back?...nope..

Mr. Emory Emmerich DDS

Absolutely ridiculous one has to wait in line in the drive thru!

Herminia Larson

Pay Attention

Above-defined info offers the details about a definite lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in South Hill, Virginia

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

It is easy and quick to take out loans in South Hill, Virginia. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be offered one of the most favorable terms and rates.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help issue a payday loan in South Hill, Virginia?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the request when lenders in South Hill, va will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a exact cost of the loan.

APR Calculator

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Walmart Money Center

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ATM Bank Of Marion - Royal Oak

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+1 (276) 783-5178

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Woodforest National Bank

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+1 (804) 897-9588

www.woodforest.com

Bank of America ATM

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+1 (844) 401-8500

locators.bankofamerica.com

New Peoples Bank

1299 US-23, Weber City, VA 24290, USA

+1 (276) 386-6090

newpeoples.bank

First Virginia

2007 Victory Blvd, Portsmouth, VA 23702, USA

+1 (757) 558-9444

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First Virginia

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+1 (757) 365-9711

www.ccfi.com

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