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Feedback about Apple Federal Credit Union?
Here you get acquainted with the reviews of our clients.
The remodeled recently so it has a new vibe.
Mrs. Elise Little
One of the WORST customer service experience I have ever had at a bank.
Alfreda O'Connell
We signed and waited 1 HOUR..
Dr. Peggie Goldner
Pay Attention
Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in Springfield, Massachusetts
Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.
This financial product in Springfield, Massachusetts is taken out easily and quickly. The interest rate is set depending on the category of the borrower: the more loans are successfully paid off, the more favorable terms will be ensured to you.
APR
23% small loan cap
How will Apple Federal Credit Union help issue a loan in Springfield, Massachusetts?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with personal data. It will take some minutes to consider the form. The funds are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
To submit an application, every customer should fill out the following data:
Then you should submit an application to get a proposal from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Springfield, Massachusetts. The company will estimate many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Springfield, Virginia
TitleMax Loans Appraisals @ Pawn USA Woodbridge
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+1 (844) 390-1570
State Department Federal Credit Union
1801 N Lynn St, Arlington, VA 22209, USA
+1 (703) 706-5000
www.sdfcu.org
Atlantic Union Bank
50 N Franklin St, Christiansburg, VA 24073, USA
+1 (540) 382-6052
www.atlanticunionbank.com
First National Bank
3401 Odd Fellows Rd, Lynchburg, VA 24501, USA
+1 (434) 333-6801
www.1stnatbk.com
American National Bank and Trust Company
20479 Timberlake Rd, Lynchburg, VA 24502, USA
+1 (434) 455-6530
www.amnb.com
First Community Bank
24412 Maringo Rd, Abingdon, VA 24211, USA
+1 (276) 628-6300
www.firstcommunitybank.com
Apple Federal Credit Union
Johnson Center, 4400 University Dr #113, Fairfax, VA 22030, USA
+1 (703) 788-4800
www.applefcu.org
