Welcome to Our Online Loan Referral Service

5 reviews

239 N Central Ave, Staunton, VA 24401, USA
+1 (540) 887-1300
locations.firstcitizens.com
Friday
8:30AM–1PM, 3–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–1PM, 3–5PM
Tuesday
8:30AM–1PM, 3–5PM
Wednesday
8:30AM–1PM, 3–5PM
Thursday
8:30AM–1PM, 3–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you read the feedback of our customers.

Not the first time I use First Citizens Bank. The service is reliable. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It assists a lot when funds is urgently needed.

Gregg Littel

Thanks to First Citizens Bank for helping out when money is emergenctly required. I have been applying to this company for more than one year and everything is always honest, without hidden charges.

Mellie Macejkovic

I had a displeasing situation in my life. I emergenctly needed extra funds. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Bridgette Steuber

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Staunton, Virginia

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Staunton, Virginia are taken out hassle-free. The interest rate is dependent on the customer's personal information: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Citizens Bank help issue a payday loan in Staunton, Virginia?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Staunton, va consider this circumstance not an obstacle to take out a loan. The client of a loan should be prepared to objectively assess financial abilities, take out a loan, repay the debt on schedule and not only resolve current difficulties, but improve the credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Staunton, Virginia

Loudoun Credit Union

801 Sycolin Rd STE 101, Leesburg, VA 20175, USA

+1 (703) 777-4744

loudouncu.com

Carter Bank & Trust

140 S Main St, Chatham, VA 24531, USA

+1 (434) 432-1212

www.cbtcares.com

Credit Corp Payday Loans

662 Brandon Ave SW, Roanoke, VA 24015, USA

+1 (540) 684-3353

Legacy Financial Group - Raymond James

411 Scotland St, Williamsburg, VA 23185, USA

+1 (757) 220-9730

www.legacyfingroup.com

First Command Financial Services

870 Greenbrier Cir, Chesapeake, VA 23320, USA

+1 (757) 548-9972

www.firstcommand.com

Virginia Partners Bank

4210 Plank Rd, Fredericksburg, VA 22407, USA

+1 (540) 899-3022

www.vapartnersbank.com

Virginia Credit Union

6737 Public Safety Way, Chesterfield, VA 23832, USA

+1 (804) 748-1417

Spendown Finance

2706 Enterprise Pkwy Suite D, Richmond, VA 23294, USA

+1 (804) 537-0479

www.spendown.com

Carter Bank & Trust

903 S Main St, Danville, VA 24541, USA

+1 (434) 792-1800

www.cbtcares.com

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