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2782 Stuarts Draft Hwy, Stuarts Draft, VA 24477, USA
+1 (540) 609-2363
www.fmbankva.com
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2012-02-21

Mailing Address

Virginia, United States

Company Name

Contact Data

What people think about F&M Bank?

Below you get acquainted with some of the reviews of our customers.

Thank you for the top-quality service. Your managers guided me throughout the application. It’s cool that you only need an ID to get approved.

Anita Kuhn

They approve applicants urgently and transfer money the next day. But be careful – they charge high fees for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Jack Larson III

It wanted to fix my credit because I had no chances of getting accepted for a business loan. So I applied for a payday loan via F&M Bank. Took out 3 small loans, one after another, and repaid them in timely manner. My credit history improved! It worked! Very satisfied.

Ms. Rhoda Renner

I applied for a $1,000 loan when I needed money after dismissal from work. There simply was no other solution. I found this site on the Internet. Other lender charged unbelievable rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I needed.

Pietro Abbott

Pay Attention

The previous three items charactirize a specific lender. But below you can find general data about payday loans.

Payday Loans in Stuarts Draft, Virginia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Stuarts Draft, Virginia is are easy to access. The interest rate is specific for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit history. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

Other Payday Lenders in Stuarts Draft, Virginia

The Farmers Bank of Appomattox

169 Old Courthouse Rd, Appomattox, VA 24522, USA

+1 (434) 352-7171

www.thefarmersbankva.com

TitleMax Title Loans

604 Newtown Rd, Virginia Beach, VA 23462, USA

+1 (757) 447-9340

www.titlemax.com

Primis Bank and ATM

13804 Hull Street Rd, Midlothian, VA 23112, USA

+1 (804) 739-5149

www.primisbank.com

Atlantic Union Bank

25253 Lankford Hwy, Onley, VA 23418, USA

+1 (757) 787-9132

www.atlanticunionbank.com

ALL MERCHANT FUNDING

1545 Crossways Blvd, Chesapeake, VA 23320, USA

+1 (800) 628-1001

www.allmerchantfunding.com

Embrace Home Loans-Virginia - Culpeper

767 Madison Rd Suite 108, Culpeper, VA 22701, USA

+1 (855) 612-9398

www.embracehomeloans.com

TitleMax Loans Appraisals @ Four Star Printing & More - Woodstock

490 N Main St, Woodstock, VA 22664, USA

+1 (844) 390-1570

www.titlemax.com

Carter Bank & Trust

317 N Main St, Bridgewater, VA 22812, USA

+1 (540) 828-6630

www.cbtcares.com

First NRV Credit Union

900 W Main St, Radford, VA 24141, USA

+1 (540) 639-0885

www.firstnrvcreditunion.com

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