Domain Info
Created Date
2012-02-21
Mailing Address
Virginia, United States
Company Name
Contact Data
What people think about F&M Bank?
Below you get acquainted with some of the reviews of our customers.
Thank you for the top-quality service. Your managers guided me throughout the application. It’s cool that you only need an ID to get approved.
Anita Kuhn
They approve applicants urgently and transfer money the next day. But be careful – they charge high fees for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Jack Larson III
It wanted to fix my credit because I had no chances of getting accepted for a business loan. So I applied for a payday loan via F&M Bank. Took out 3 small loans, one after another, and repaid them in timely manner. My credit history improved! It worked! Very satisfied.
Ms. Rhoda Renner
I applied for a $1,000 loan when I needed money after dismissal from work. There simply was no other solution. I found this site on the Internet. Other lender charged unbelievable rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I needed.
Pietro Abbott
Pay Attention
The previous three items charactirize a specific lender. But below you can find general data about payday loans.
Payday Loans in Stuarts Draft, Virginia
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Stuarts Draft, Virginia is are easy to access. The interest rate is specific for each borrower and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit history. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your cash advance.
APR Calculator
Other Payday Lenders in Stuarts Draft, Virginia
NASA Federal Credit Union
GSFC Wallops Flight Facility, Wallops Island, VA 23337, USA
+1 (888) 627-2328 ext. 650
www.nasafcu.com
Apple Federal Credit Union
1495 Stafford Market Pl #101, Stafford, VA 22556, USA
+1 (703) 788-4800
www.applefcu.org
Chartway Federal Credit Union
1910 N Main St #100, Suffolk, VA 23434, USA
+1 (800) 678-8765
www.chartway.com
First Citizens Bank
6551 Centralia Rd, Chesterfield, VA 23832, USA
+1 (804) 414-0208
locations.firstcitizens.com
BayPort Credit Union
4171 Ironbound Rd, Williamsburg, VA 23188, USA
+1 (757) 928-8850
locations.bayportcu.org
Bank of America (with Drive-thru ATM)
42030 Village Center Plaza, Aldie, VA 20105, USA
+1 (703) 957-4171
locators.bankofamerica.com
Sandy Spring Bank
5250 Port Royal Rd, Springfield, VA 22151, USA
+1 (703) 256-1262
www.sandyspringbank.com
