Welcome to Our Online Loan Referral Service

2.8 4 reviews

3600 La Grange Pkwy, Toano, VA 23168, USA
+1 (757) 741-2200
www.cffc.com

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Created Date

1997-06-05

Mailing Address

Company Name

Contact Data

Feedback about Citizens & Farmers Bank?

Here you get acquainted with the reviews of our customers.

I suffered a displeasing situation in my life. I urgently needed extra money. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Oliver Skiles

Thanks to the employees for the reliable service. They helped out in difficult times. For application you only need an ID.

Brady Runolfsdottir

I got into one situation. I emergenctly needed a large amount of cash. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Citizens & Farmers Bank in Toano seemed to me the most reliable.

Berniece Crona

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Toano, Virginia

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Hassle-free financial products are considered as payday loans in Toano, va. They are taken out at individually-set interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Citizens & Farmers Bank help issue a payday loan in Toano, Virginia?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% deny the request when lenders in Toano, va will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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