Welcome to Our Online Loan Referral Service

5 27 reviews
Loan agency in Vinton, Virginia

995 Hardy Rd, Vinton, VA 24179, USA
+1 (540) 343-3986

Feedback about Advance America?

Here you see the reviews of our customers.

Awesome people to work with when needing that extra boost in funds.

Dr. Dorthy Grimes II

Nicest folks ever, very helpful

Jewell Cormier

Service was fast and friendly Very professional

Destin Hahn

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people grapple with common information about payday loans.

Payday Loans in Vinton, Virginia

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Hassle-free financial products are considered as payday loans in Vinton, va. They are issued at individual interest rates. They are dependent on customer's data. It is also important to repay as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Advance America help issue a payday loan in Vinton, Virginia?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Vinton, va will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will specify the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Vinton, Virginia

Presidential Bank

1861 International Dr, Tysons, VA 22102, USA

+1 (703) 790-1300

www.presidential.com

Edward Jones - Financial Advisor: Gannon D Irons

139 N Liberty St Suite 102, Harrisonburg, VA 22802, USA

+1 (540) 433-1805

www.edwardjones.com

First Citizens Bank ATM

99 Bank St, Boydton, VA 23917, USA

www.firstcitizens.com

Summit Community Bank

12030 Sunrise Valley Dr STE 170, Reston, VA 20191, USA

+1 (877) 776-9722

www.mysummit.bank

Mortgage Credit Corporation

751 Thimble Shoals Blvd, Newport News, VA 23606, USA

+1 (757) 873-0646

Wells Fargo Bank

454 Clintwood Main St, Clintwood, VA 24228, USA

+1 (276) 926-4651

www.wellsfargo.com

Chesapeake Bank Commercial Lending

6421 Canon Way, Gloucester, VA 23061, USA

+1 (804) 654-7661

chesbank.com

PNC Bank

6402 Maddox Blvd, Chincoteague, VA 23336, USA

+1 (757) 336-3101

apps.pnc.com

C&F Bank

1167 Jamestown Rd, Williamsburg, VA 23185, USA

+1 (757) 220-3293

www.cffc.com

Top