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Loan agency in Virginia Beach, Virginia

1436 S Independence Blvd Suite 130, Virginia Beach, VA 23462, USA
+1 (757) 473-9275
nicholasfinancial.com
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

1999-03-19

Mailing Address

2454 N MCMULLEN BOOTH RD, CLEARWATER, FL, 33759-1353, United States

Company Name

Nicholas Financial, Inc.

Nicholas Financial, Inc.

Contact Data

[email protected]

+1.7277260763

+1.7277262140

Feedback about Nicholas Financial Inc?

Here you read the feedback of our clients.

Friendly staff, fast Tellers!

Destin Abernathy

The customer service at this suntrust is terrible.

Zaria Deckow

The branch manager, and others in the corner offices are much worse.

Ms. Marlen Swift

Pay Attention

Above-defined info offers the details about a definite lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Virginia Beach, Virginia

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Virginia Beach, Virginia is taken out easily and fast. The interest percentage is specified respecting the category of the client: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Nicholas Financial Inc help issue a payday loan in Virginia Beach, Virginia?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be deposited to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Virginia Beach, va will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Virginia Beach, Virginia

Carter Bank & Trust

3203 Waterlick Rd, Lynchburg, VA 24502, USA

+1 (434) 239-7383

www.cbtcares.com

The Freedom Bank of Virginia

10555 Main St #100, Fairfax, VA 22030, USA

+1 (703) 667-4167

www.freedom.bank

Navy Federal Credit Union ATM

Virginia Beach, VA 23455, USA

www.navyfederal.org

OneMain Financial

9815 Jefferson Davis Hwy, Fredericksburg, VA 22407, USA

+1 (540) 786-7472

www.onemainfinancial.com

City Cash & Pawn

31222 Gov G C Peery Hwy, North Tazewell, VA 24630, USA

+1 (276) 979-0155

American National Bank and Trust Company: ATM

2725 Franklin Turnpike, Danville, VA 24540, USA

+1 (434) 792-5111

amnb.com

Member One Federal Credit Union - ATM Only

32 Charter Avenue, Daleville, VA 24083, USA

+1 (800) 666-8811

www.memberonefcu.com

Member One Federal Credit Union

12975 Booker T Washington Hwy, Hardy, VA 24101, USA

+1 (800) 666-8811

www.memberonefcu.com

Eastman Credit Union

159 Cook St, Abingdon, VA 24210, USA

+1 (800) 999-2328

www.ecu.org

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