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3.8 9 reviews
Loan agency in Virginia Beach, Virginia

1349 Kempsville Rd #101, Virginia Beach, VA 23464, USA
+1 (757) 319-4244
www.ccfi.com
Friday
9AM–8PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

[email protected]

+1.2065771368

Feedback about First Virginia?

Here you read the reviews of our clients.

Thank you for all your help excellent service great environment.

Chaya Swaniawski

Staff is awesome and they walk you through everything so that you truly get it.

Demario Emmerich

Neither one of the employees spoke they all just gave me a look.

Andrew Bode

Pay Attention

Above-defined info provides the details about a certain lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Virginia Beach, Virginia

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Virginia Beach, Virginia are taken out problem-free. The interest percentage depends on the borrower's personal information: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will First Virginia help issue a payday loan in Virginia Beach, Virginia?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Virginia Beach, Virginia. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

APR Calculator

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MoneyGram

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Edward Jones - Financial Advisor: Matthew A Erikson, CFP®

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U.S. Bank-Bill Chipman-Mortgage Branch Manager

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Advance America - Closed

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