Welcome to Our Online Loan Referral Service

4.3 14 reviews

4525 Columbus St, Virginia Beach, VA 23462, USA
+1 (757) 877-2444
www.1stadvantage.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

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Mailing Address

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Feedback about 1st Advantage Federal Credit Union?

Here you read the reviews of our clients.

… first Bank to give me a loan. Never missing a payment. I received so many loans they, stoped giving me loans but, a line of credit. This bank has been amazing for me, …

Lane Legros

Customer service is exceptional both in store and over the phone.

Ethan O'Kon

Great way to establish customer relationships.

Kenton Feest II

Pay Attention

Above there are details about a definite lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Virginia Beach, Virginia

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Virginia Beach, Virginia are taken out easily. The interest percentage depends on the borrower's personal data: if you cover obligations for more payday loans, the more favorable terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will 1st Advantage Federal Credit Union help take out a payday loan in Virginia Beach, Virginia?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Virginia Beach, Virginia. The company will assess many points to qualify such as financial capabilities. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Virginia Beach, Virginia

Virginia Commonwealth Bank

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+1 (757) 925-1466

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Approved Cash

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+1 (276) 238-0123

approvedcashadvance.com

First Citizens Bank

304 E Main St, Bedford, VA 24523, USA

+1 (540) 586-5648

locations.firstcitizens.com

Check Into Cash

5394 Kemps River Dr Suite 109, Virginia Beach, VA 23464, USA

+1 (757) 366-5166

local.checkintocash.com

Regional Finance

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+1 (757) 410-1358

branches.regionalfinance.com

Navy Federal Credit Union

1080 Temple Ave, Colonial Heights, VA 23834, USA

+1 (888) 842-6328

www.navyfederal.org

Edward Jones - Financial Advisor: Brian H Bishop

41854 E Morgan Ave, Pennington Gap, VA 24277, USA

+1 (276) 546-2650

www.edwardjones.com

OneMain Financial

798 Southpark Blvd #30, Colonial Heights, VA 23834, USA

+1 (804) 520-5315

www.onemainfinancial.com

Connects Federal Credit Union

7700 Shrader Rd, Richmond, VA 23228, USA

+1 (804) 756-5000

www.connectsfcu.org

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