Welcome to Our Online Loan Referral Service

4 10 reviews

4800 Courthouse St, Williamsburg, VA 23188, USA
+1 (757) 877-2444
www.1stadvantage.org
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about 1st Advantage Federal Credit Union?

Here you get acquainted with the feedback of our customers.

Love this bank have the nicest employees

Halie Rath

A hidden gem, they provide their conference room for community meetings.

Greg Hand

Best concrete company arround today

Filomena Stroman

Ordered my concrete on a Monday November 12 for a Wednesday November 15 pour.

Mrs. Angie Jerde Sr.

Great service, and Great people and very knowledgeable

Asia Treutel

If you are looking for a new Yamaha Waverunner, this is the place.

Alexys Gleichner

His excellent customer service is definitely one of a kind.

Shanny Labadie

We are opened today 12/16/2019 all week 9-5 come see how the loan works for you

Judd Klocko IV

Pay Attention

Further there will be given the details about not a definite lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Williamsburg, Massachusetts

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is easy and fast to take out payday loans in Williamsburg, Massachusetts. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

23% small loan cap

How will 1st Advantage Federal Credit Union help take out a payday loan in Williamsburg, Massachusetts?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Williamsburg, ma consider this circumstance not a hindrence to issue a loan. The borrower of a cash advance should be prepared to objectively assess financial capabilities, issue a loan, pay off the debt on a due date and not only resolve current issues, but enhance the credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Williamsburg, Virginia

Capon Valley Bank

5511 Main St, Stephens City, VA 22655, USA

+1 (540) 868-1140

www.caponvalleybank.com

Bank of America ATM (Drive-thru)

320a Westgate Dr, Petersburg, VA 23803, USA

+1 (844) 401-8500

locators.bankofamerica.com

Member One Federal Credit Union

202 4th St NE, Roanoke, VA 24016, USA

+1 (800) 666-8811

www.memberonefcu.com

Farm Credit of the Virginias

19292 Lee Hwy., Abingdon, VA 24210, USA

+1 (276) 628-5191

farmcreditofvirginias.com

Bank of America (with Drive-thru ATM)

748 Walker Rd, Great Falls, VA 22066, USA

+1 (703) 438-3061

locators.bankofamerica.com

ACE Cash Express

617D E Belt Blvd, Richmond, VA 23224, USA

+1 (804) 232-7000

www.acecashexpress.com

C&F Bank

100 E Williamsburg Rd, Sandston, VA 23150, USA

+1 (804) 737-7005

www.cffc.com

Eastman Credit Union ATM

1320 Euclid Ave, Bristol, VA 24201, USA

+1 (800) 999-2328

www.ecu.org

Member One Federal Credit Union

1436 W Main St, Salem, VA 24153, USA

+1 (800) 666-8811

www.memberonefcu.com

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