Welcome to Our Online Loan Referral Service

3.8 4 reviews

2147 Valley Ave, Winchester, VA 22601, USA
+1 (540) 662-6900
locations.firstcitizens.com
Friday
9AM–1PM, 3–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–1PM, 3–5PM
Tuesday
9AM–1PM, 3–5PM
Wednesday
9AM–1PM, 3–5PM
Thursday
9AM–1PM, 3–5PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you read the feedback of our clients.

Got an oil change for my semi truck good prices, very friendly people work here.

Jarrell Jast

I will definitely NOT recommend anyone of my color to this place.

Cordell Haag V

These guys are absolutely first rate and incredibly good people!

Ms. Hilma Cartwright Sr.

Food, grilled selection, soups and all the good stuff Pilot offers.

Dr. Jonas Volkman V

Very helpful staff, thanks for the service you give to all customers.

Prof. Antwon Brown

They have the best variety off coffee and rest rooms clean & spacious.

Chelsie Mitchell I

Pay Attention

Above-defined info provides the details about a definite lender. Below-defined info is devoted to common information about payday loans.

Payday Loans in Winchester, Massachusetts

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Winchester, Massachusetts is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more reasonable rates you will get.

APR

23% small loan cap

How will First Citizens Bank help issue a loan in Winchester, Massachusetts?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be deposited to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Winchester, Massachusetts. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

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Northwest Federal Credit Union

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