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4.9 43 reviews
Loan agency in Frederick County, Virginia

240 Rivendell Ct #2, Winchester, VA 22603, USA
+1 (540) 665-2002

Feedback about Advance America?

Here you get acquainted with the feedback of our customers.

The staff at this location are always pleasant.

Clementine Harris

Very friendly customer service.

Melisa Morissette

Kristina cares about what you as an individual customer needs and can afford.

Saul Lakin

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Further there will be presented the details about not a certain lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Winchester, Massachusetts

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Winchester, Massachusetts are taken out problem-free. The interest rate is dependent on the customer's person-related information: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

23% small loan cap

How will Advance America help issue a payday loan in Winchester, Massachusetts?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Winchester, ma will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Winchester, Virginia

Primis Bank and ATM

201 N Washington Hwy # 100, Ashland, VA 23005, USA

+1 (804) 752-0100

primisbank.com

West Bay Cash

9435 Lorton Market St #762, Lorton, VA 22079, USA

+1 (855) 889-3349

westbaycash.com

Eastman Credit Union ATM

127 Comfort Dr, Duffield, VA 24244, USA

+1 (800) 999-2328

www.ecu.org

First Citizens Bank

106 Roanoke Blvd, Salem, VA 24153, USA

+1 (540) 389-6477

locations.firstcitizens.com

Farmers & Miners Bank

6489 Dr Thomas Walker Rd, Rose Hill, VA 24281, USA

+1 (276) 445-4841

www.farmersandminersbank.com

Nationwide Money Services

136 Cedar Grove Rd, Ruckersville, VA 22968, USA

www.nationwide.com

Checks Cashed Etc

3608 Mechanicsville Turnpike, Richmond, VA 23223, USA

+1 (804) 329-6245

checks-cashed-etc.business.site

Check First Inc

1127 E Main St, Salem, VA 24153, USA

+1 (540) 380-8121

First Citizens Bank

130 Collins Dr, Danville, VA 24540, USA

+1 (434) 793-1117

locations.firstcitizens.com

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