Welcome to Our Online Loan Referral Service

4.5 10 reviews

118 W 5th Ave, Ellensburg, WA 98926, USA
+1 (509) 925-4134
locations.umpquabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

[email protected]

+1.8778674357

Feedback about Umpqua Bank?

Here you read the feedback of our customers.

The people are very friendly and helpful.

Bennie Runte

I was given no options, no recourse for keeping my account.

Miss Mia Kirlin

The bank itself has been extremely helpful and has helped us rebuild our credit.

Miss Roxane Satterfield

Always very friendly and customer service oriented.

Kendra Russel I

The only thing I don’t like is that it doesn’t have a local number to call.

Prof. Vincenza Auer

Would reccomend them anytime.

Marshall Lowe

Appreciate this team, they went the extra mile for me with a tricky situation.

Cecelia Reynolds

Fast and friendly , came to r house to do the signing .

Monserrat Keebler I

Pay Attention

Above-specified info provides the details about a exact lending company. Below-specified info is oriented on general information about payday loans.

Payday Loans in Ellensburg, Washington

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

It is simple and fast to take out loans in Ellensburg, Washington. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

391%* APR

Max Loan

$700 (*or 30% of gross monthly income)

Min Term

Not Specified

Max Term

45 days

How will Umpqua Bank help take out a payday loan in Ellensburg, Washington?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Ellensburg, wa will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

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