Welcome to Our Online Loan Referral Service

5 5 reviews

306 S 7th St, Elma, WA 98541, USA
+1 (800) 426-5657
www.ourcu.com
Monday
9AM–5:35PM
Tuesday
9AM–5:35PM
Wednesday
9AM–5:35PM
Thursday
9AM–5:35PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2004-02-10

Mailing Address

Company Name

Contact Data

Feedback about Our Community Credit Union?

Here you see the feedback of our customers.

Great place to bank.

Antonetta Gorczany

Friendly 👍 and professional staff😉

Davonte O'Reilly

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes users grapple with general information about payday loans.

Payday Loans in Elma, New York

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Elma, New York is issued simply and fast. The interest percentage is set respecting the category of the customer: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

25% small loan cap

How will Our Community Credit Union help take out a payday loan in Elma, New York?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be deposited to account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Elma, New York. They estmate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Elma, Washington

Lower Columbia Longshoremen's Federal Credit Union

629 14th Ave, Longview, WA 98632, USA

+1 (360) 423-2770

www.lclfcu.org

U.S. Bank ATM - Yacolt

307 N Amboy Ave, Yacolt, WA 98675, USA

+1 (800) 872-2657

usbank.com

KeyBank

3240 156th Ave SE, Bellevue, WA 98007, USA

+1 (425) 641-3322

www.key.com

North Cascades Bank

1005 US-97, Brewster, WA 98812, USA

+1 (509) 689-0580

www.northcascadesbank.com

Market Street Mortgage Corporation

8817 E Mission Ave #200, Spokane Valley, WA 99212, USA

+1 (509) 924-8000

expressloansofamerica.com

Washington Federal Bank

110 N Pearl St, Centralia, WA 98531, USA

+1 (360) 736-7616

www.wafdbank.com

Umpqua Bank: Patti Reynolds

4806 Tieton Dr, Yakima, WA 98908, USA

+1 (509) 260-0143

umpquabank.com

Umpqua Bank

601 W Main Ave, Brewster, WA 98812, USA

+1 (509) 689-2541

locations.umpquabank.com

OneMain Financial

300 N Mullan Rd #103, Spokane Valley, WA 99206, USA

+1 (509) 928-9442

www.onemainfinancial.com

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